Apache Mortgage

Real Estate Agents Costa Mesa
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Description

Veteran owned & operated brokerage offering real estate & mortgage services for generational wealth creation & financial literacy.

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We are a hybrid company with on/off site work locations. Please call or text for your so we can meet your needs.

VA Loans

Up to 0% down payment Lowest interest rates No mortgage insurance As low as 500 credit score Higher DTI (Debt To Income) allowed
FHA Loans

As low as 3.5% down payment Low credit scores allowed More flexible DTI (Debt-To-Income) allowed
Conventional Loans

As low as 5% down payment Lower mortgage insurance premium compared to FHA for qualified applicants and under 20% down payment Lower payment compared to FHA, depending on applicant qualifications
Down Payment Assistance

Multiple options depending on applicant and location of property: Deferred loan (no payment, no interest, no other catch) Forgivable loan (loan is forgiven under certain conditions) Grants (no repayment, free money) Piggyback second (second loan as down payment) Shared appreciation
Private Money

Business purpose loans
Bank Statement Loans

Qualifying income with bank statements only (12-24 months) No tax returns required
DSCR Investor Loans

Debt Service Coverage Ratio Investment homes only Ability to repay calculated by revenue divided by monthly mortgage payment
Community Mortgage

Income documentation and DTI not required Strong asset liquidity and reserves required 20% down payment minimum on purchases FICO beginning 640

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